You only need to wake up your phone to touch on and off. Yes. What is the best balance transfer credit card? No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. I'm in Adelaide. What are the best student credit cards for cash back? I searched everywhere. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. endobj Check your phone to make sure you're connected to WiFi or mobile data. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. A billion fucking dollars. 0000001755 00000 n 2. John Miller, Credit Cards Moderator. Whats the difference between a hard credit inquiry and a soft credit inquiry? The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. I have had a myki card virtually since the start date. You can also request up to two years of travel and transaction history by calling1800 800 007. Does a balance transfer happen automatically? The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. This is regardless of whether there is a myki pass or existing fare on the myki. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Personal Credit Cards? New comments cannot be posted and votes cannot be cast. From a creditworthiness point of view, this number should be at 30% or lower. Can someone explain why this isn't possible? 0000014515 00000 n Which I obviously don't have because it is lost. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Im sure Myki could add this capability to their website if they cared to. Whats the Difference between Business Line of Credit vs. Business Credit Card? Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. JavaScript must be enabled to use this site.We're sorry for any inconvenience. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Select the 'Activate' option. -- Lee Huffman, credit card expert at BaldThoughts.com. 184 0 obj Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Sorry, the Seniors Card program cannot replace lost myki cards. What is the best credit card for fair or average credit? How many level crossings could have been grade-separated with that money? The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Why is it impossible to transfer money online between different Myki cards? The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . You can manage up to 8 mykis through one account. 0000005511 00000 n Choose a card from the list or search by location or card name. 186 0 obj Initiate the balance transfer. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. Most issuers of balance transfer cards let you initiate the balance transfer process online. This is the case for all major credit card issuers. They actually can transfer your funds really easily but you need to get a case created. Tap Transfer Existing Card. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. My old one is registered and everything with my account but there seems to be no way to import that one in. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Your current balance will be transferred to the new myki, which you can use immediately. Carrying that balance is costing you $1,000 a year in interest. Top up your myki The only way is to download a form, fill it out, post it in, and wait weeks. How To Transfer A Credit Card Balance To Another Card. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Standard message rates apply. Then he said he could order a replacement one to be posted to me. December 29, 2022 - 1:47PM. All myki smartcards expire after four years. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Get up to 5% cashback in rotating and newly added everyday categories. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. endobj Contact us to request the transfer. How does credit and credit cards work for students? What is the glossary of common credit card terms? I realise this is not a life-changer, but there's a principle at stake. Only needed to log on and change auto top-up to new card. You may also receive a letter confirming the balance transfer. For more information, visit the V/Line website. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Your first touch on creates a 2 hour fare. You'll need to know the account number for your existing balance and how much you want to transfer. What are Your Rights as a Credit Card Holder? Remember to top up with enough money to pay for your entire journey. To use, simply: top-up your card tap on at the start of your journey tap off at the end. At this stage, these are the only card types available on Mobile myki. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Start the process by listing out your current credit cards, writing down each . This is why I don't keep much money on transport cards. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Haven't tried as yet. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. I am only onto my second card because the first was lost. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. You can only activate a Mobile myki on one device at a time. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Within the phone, go to Settings > System > About phone. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. How to Add Authorized Users & Employee Cards on a Business Credit Card? If these are your only two cards, your credit utilization ratio is 33.33%. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. FAX?! If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. JavaScript must be enabled to use this site.We're sorry for any inconvenience. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Auto top up and Auto-load cant be transferred to your new myki. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". In addition, it is not any companys responsibility to ensure all questions are answered. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Your myki smartcard expires after four years. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Can You Get a Student Credit Card With No Income? 0000005119 00000 n That's a lot of free money for Myki, which customers are unlikely to ever claim. They're talking bullshit. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. JavaScript must be enabled to use this site.We're sorry for any inconvenience. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. There is no principle. About a week back, I went from Frankston to St. Albans, changing at Flinders. There are three ways to replace lost or stolen myki cards: 1. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. 188 0 obj What is the best credit card for bad credit? No, you cannot transfer a balance from one Synchrony Bank credit card to another. You paid down debt, which means you won't have to pay interest on previous balances going . With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Apply for a traffic accident report; I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? You can register either when you buy your myki, or at a later date. This is how I feel when people ask if I can fax them a form. Tap the Add button . Check that NFC is enabled on your phone. Once it's transferred to another device, it will no longer be available on the original device. 1. Do You Have to Be a Student to Get a Student Credit Card? However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. I don't know where the actual card is. 182 0 obj You will need to provide identification to show that you are the registered myki card holder. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. the PVT website says: "What to do with your myki when you leave Melbourne. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. You may also need to restart your phone after updating the app. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. This could save you money if you're moving the balance to a card with a much lower interest rate. This question is about Synchrony Bank Credit Cards. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. You can request a new, free myki smartcard through your online account. How Prepaid Cards Work & Why You might want one? I'm glad I don't need to catch public transport anymore. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). 0000003014 00000 n Because the whole thing is fucked. Myki card Myki card child pages. Make sure you pick a card that accepts balance transfers and has advantageous rates. Yes. The short version. The . You need to submit a balance transfer application that is subject to approval. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Editorial and user-generated content is not provided, reviewed or endorsed by any company. We recommend visiting the card issuers website for the most up-to-date information available. All myki smartcards expire after four years. The costs of a balance transfer. You can read the Terms of Service online. Enter your card number and other required information.4 For more information, visit the V/Line website. What's Auto-load? Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. 0000001076 00000 n Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. 0000118233 00000 n What is the best cash advance credit card? startxref Online at Public Transport Victoria website . While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Update the app and try again. Then I begrudgingly bought a new Myki card. On Friday Martin. You can replace some types of tickets if they are lost or stolen. 183 0 obj I understand your frustration, especially when it's something that can be done quickly. Student passes and concession cards cant be replaced online or over the phone. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. endobj Pick a card that waives the balance transfer fee. Unregistered vehicle permit. It's shit like this which makes me happy and proud I have never used Myki in my life. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. For more information, visit the V/Line website. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . How do I know if my balance transfer was approved? 1. Know your existing credit card's interest rates, balances, and balance transfer limits. For example, when your myki Money balance reaches $10, you could top up with $20. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. For example, one person can manage mykis for family or friends. If you're still travelling after 2 hours, you'll be charged a daily fare. Save. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. What are the best business credit cards for cash back? endobj It seems pretty archaic having to fill out a form and send it in for a replacement Myki. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M I was told there was nothing I could do for this one as it wasn't registered. endobj Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. I still don't understand why though - what is the technology required to do this? 187 0 obj These are the eight most commonly purchased myki Passes. Balance transfers usually go through in five to seven days, although they may take longer. xen0. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Once you do, carrying out a balance transfer becomes rather straightforward. Your new starting balance would be $3,090. Whats the Difference between Business vs. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible.